{"id":5863,"date":"2023-03-27T12:14:24","date_gmt":"2023-03-27T12:14:24","guid":{"rendered":"https:\/\/personalfinanceplanners.be\/?page_id=5863"},"modified":"2024-03-12T11:17:27","modified_gmt":"2024-03-12T11:17:27","slug":"pourquoi-je-voudrais-un-plan-financier","status":"publish","type":"page","link":"https:\/\/personalfinanceplanners.be\/index.php\/fr\/pourquoi-je-voudrais-un-plan-financier\/","title":{"rendered":"Pourquoi je voudrais un plan financier?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5863\" class=\"elementor elementor-5863\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b40c5cc e-con-full e-flex e-con e-parent\" data-id=\"2b40c5cc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6f23dfd5 e-con-full e-flex e-con e-child\" data-id=\"6f23dfd5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1dc9ccf5 elementor-widget elementor-widget-heading\" data-id=\"1dc9ccf5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/general\/\">Planificateur financier ind\u00e9pendant, agr\u00e9\u00e9 par le FSMA\n<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1805701 e-con-full e-flex e-con e-child\" data-id=\"1805701\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f7e0055 e-con-full e-flex e-con e-child\" data-id=\"6f7e0055\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f254ccf elementor-widget elementor-widget-heading\" data-id=\"4f254ccf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/financial-life-coaching\/\">Financial life coaching<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f43ac2 e-flex e-con-boxed e-con e-parent\" data-id=\"1f43ac2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6932773 e-con-full e-flex e-con e-child\" data-id=\"6932773\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-935425c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"935425c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xxl\">Pourquoi un plan financier ?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-36a3022 e-flex e-con-boxed e-con e-parent\" data-id=\"36a3022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3bc97f4 e-con-full e-flex e-con e-child\" data-id=\"3bc97f4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b55ba6 elementor-widget elementor-widget-heading\" data-id=\"3b55ba6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un aper\u00e7u du pr\u00e9sent<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7cbb2ef elementor-widget elementor-widget-image\" data-id=\"7cbb2ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/04\/crater_lake.jpg\" class=\"attachment-large size-large wp-image-1008\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ba7a79 elementor-widget elementor-widget-text-editor\" data-id=\"8ba7a79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un plan financier me donne un aper\u00e7u complet de ma situation financi\u00e8re et indique comment l\u2019optimiser. Non seulement d\u2019un point de vue fiscal, mais aussi et surtout en fonction de mes souhaits et objectifs actuels. Les questions typiques auxquelles un plan financier apporte des r\u00e9ponses sont :<\/p><ul><li>Comment mes \u00e9conomies peuvent-elles \u00eatre mieux r\u00e9mun\u00e9r\u00e9es?<\/li><li>Mes investissements rapportent-ils suffisamment?<\/li><li>Comment \u00e9pargner au sein de mon entreprise et dans quoi investir?<\/li><li>Mes investissements sont-ils adapt\u00e9s \u00e0 mon profil et \u00e0 mon horizon de placement? Est-ce que je prends trop de risques ? Ne suis-je pas trop concentr\u00e9?<\/li><li>O\u00f9 et comment puis-je r\u00e9duire mes imp\u00f4ts?<\/li><li>Comment r\u00e9partir mon patrimoine entre ma vie priv\u00e9e et mon entreprise?<\/li><\/ul><p>Un plan financier peut \u00eatre utile \u00e0 cet \u00e9gard. Certes, il a un prix mais dans de nombreux cas, un plan financier rapporte bien plus qu\u2019il ne co\u00fbte.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dea50e5 e-con-full e-flex e-con e-child\" data-id=\"dea50e5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9261518 elementor-widget elementor-widget-heading\" data-id=\"9261518\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un regard vers l'avenir<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdc0db0 elementor-widget elementor-widget-image\" data-id=\"cdc0db0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/04\/newport.jpg\" class=\"attachment-large size-large wp-image-1009\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80d095b elementor-widget elementor-widget-text-editor\" data-id=\"80d095b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Personne n\u2019a une boule de cristal. N\u00e9anmoins, un plan financier peut m\u2019indiquer si mes objectifs \u00e0 long terme sont r\u00e9alisables. Et, le cas \u00e9ch\u00e9ant, quels ajustements je dois faire pour atteindre ces objectifs.<\/p><p>Un plan financier donne un aper\u00e7u de mes revenus et d\u00e9penses futurs et esquisse l\u2019\u00e9volution de mon patrimoine. Les questions que l\u2019on se pose g\u00e9n\u00e9ralement sont\u00a0:<\/p><ul><li>Quel sera le niveau de mes revenus lorsque je prendrai ma retraite ?<\/li><li>Comment transformer mes capitaux d\u2019assurance en revenus mensuels suffisants?<\/li><li>Est-ce que j\u2019\u00e9pargne trop ou trop peu pour r\u00e9aliser mes objectifs (voyage autour du monde, \u00e9tudes des enfants, voilier, old- ou youngtimer, etc.) ?<\/li><li>Quand puis-je cesser de travailler ?<\/li><li>Comment puis-je transmettre mon patrimoine \u00e0 mon\/ma conjoint(e) et\/ou mes enfants de la mani\u00e8re la plus avantageuse ?<\/li><li>Comment puis-je obtenir des fonds\/des biens immobiliers de mon entreprise aux conditions les plus int\u00e9ressantes ?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5a16dd e-con-full e-flex e-con e-child\" data-id=\"a5a16dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cec30dd elementor-widget elementor-widget-heading\" data-id=\"cec30dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un \u0153il pour mes risques<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-919ab7f elementor-widget elementor-widget-image\" data-id=\"919ab7f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/04\/painted_hills.jpg\" class=\"attachment-large size-large wp-image-1010\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e1eac8 elementor-widget elementor-widget-text-editor\" data-id=\"1e1eac8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ce n\u2019est pas la partie la plus amusante d\u2019un plan financier, mais c\u2019est peut-\u00eatre l\u2019une des plus importantes. Un plan financier me montre quelles seraient les cons\u00e9quences pour moi et ma famille si je devenais inopin\u00e9ment ch\u00f4meur, me retrouvais en incapacit\u00e9 de travail ou d\u00e9c\u00e9dais pr\u00e9matur\u00e9ment. Et comment l\u2019inflation affecte-t-elle mes revenus et mon patrimoine?<\/p><p>Ces risques sont souvent sous-estim\u00e9s, tout comme leur impact financier.<\/p><p>Un plan financier d\u00e9crit les cons\u00e9quences possibles en cas d\u2019\u00e9chec et, plus important encore, ce que je peux faire maintenant pour g\u00e9rer ces risques et en minimiser l\u2019impact. En bref, j\u2019obtiens des r\u00e9ponses \u00e0 des questions telles que:<\/p><ul><li>Aurai-je des revenus suffisants si je deviens ch\u00f4meur ou tombe en incapacit\u00e9 de travail ?<\/li><li>Mes survivants auront-ils ce qu\u2019il faut ?<\/li><li>Mon contrat de mariage est-il en bien adapt\u00e9 \u00e0 ma situation et mes d\u00e9sirs ? Dois-je en faire r\u00e9diger un autre ou le modifier? Que se passe-t-il si je veux acheter une maison avec mon partenaire sans me marier?<\/li><li>Dois-je r\u00e9diger un testament ou un mandat extrajudiciaire ? Et que doit-il contenir?<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3596b78 e-flex e-con-boxed e-con e-parent\" data-id=\"3596b78\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-c23bb23 e-con-full e-flex e-con e-child\" data-id=\"c23bb23\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-93a694c elementor-widget elementor-widget-image\" data-id=\"93a694c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"819\" height=\"1024\" src=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-819x1024.jpg\" class=\"attachment-large size-large wp-image-2805\" alt=\"\" srcset=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-819x1024.jpg 819w, https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-240x300.jpg 240w, https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-768x960.jpg 768w, https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-1229x1536.jpg 1229w, https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-1638x2048.jpg 1638w, https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/05\/pexels-alan-vega-12249568-scaled.jpg 2048w\" sizes=\"(max-width: 819px) 100vw, 819px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-246b64e e-con-full e-flex e-con e-child\" data-id=\"246b64e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a95d343 elementor-widget elementor-widget-heading\" data-id=\"a95d343\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">La force de la vue d'ensemble<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c115c0 elementor-widget elementor-widget-text-editor\" data-id=\"8c115c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>En combinant l\u2019aper\u00e7u du pr\u00e9sent, le regard sur l\u2019avenir et la compr\u00e9hension de\u00a0 mes risques, j\u2019obtiens\u00a0<strong>une vue d\u2019ensemble<\/strong>\u00a0de mon patrimoine et de mes revenus.<\/p><p>Cette situation est ensuite examin\u00e9e r\u00e9guli\u00e8rement d\u2019un point de vue juridique, fiscal, social et \u00e9conomique.<\/p><p>Toute la force de cette combinaison r\u00e9side dans la possibilit\u00e9 d\u2019\u00e9tablir un grand nombre de sc\u00e9narios \u00ab\u00a0et si\u00a0\u00bb. Je peux <strong>prendre <\/strong><strong>ainsi de meilleures d\u00e9cisions pour mon avenir financier<\/strong>. Mon planificateur financier me soutient dans cette d\u00e9marche.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d01bc06 e-con-full e-flex e-con e-parent\" data-id=\"3d01bc06\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4c42a4f9 e-con-full e-flex e-con e-child\" data-id=\"4c42a4f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4cd0eb32 elementor-widget elementor-widget-heading\" data-id=\"4cd0eb32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pourquoi voudrais-je travailler avec Personal Finance Planners ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1658b29d e-con-full e-flex e-con e-child\" data-id=\"1658b29d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e7282d elementor-widget elementor-widget-eael-adv-accordion\" data-id=\"3e7282d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-adv-accordion.default\">\n\t\t\t\t\t            <div class=\"eael-adv-accordion\" id=\"eael-adv-accordion-3e7282d\" data-scroll-on-click=\"no\" data-scroll-speed=\"300\" data-accordion-id=\"3e7282d\" data-accordion-type=\"accordion\" data-toogle-speed=\"300\">\n            <div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"avis-et-conseils-indpendants\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"1\" aria-controls=\"elementor-tab-content-6541\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Avis et conseils ind\u00e9pendants<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6541\" class=\"eael-accordion-content clearfix\" data-tab=\"1\" aria-labelledby=\"avis-et-conseils-indpendants\"><p>Je ne veux que des conseils que si le conseiller <strong>ne me vend pas de produits pour lesquels il per\u00e7oit une commission.<\/strong><br \/>Mon planificateur financier doit<strong> \u00eatre agr\u00e9\u00e9 par la FSMA en tant que planificateur financier ind\u00e9pendant<\/strong>.<\/p><p>Mon plan est un vrai plan et non un document \u00e0 ranger dans un placard. Mon planificateur financier est donc <strong>pr\u00eat \u00e0 prendre le temps de me guider dans sa mise en \u0153uvre<\/strong>.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"dans-tous-les-domaines\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"2\" aria-controls=\"elementor-tab-content-6542\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Dans tous les domaines<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6542\" class=\"eael-accordion-content clearfix\" data-tab=\"2\" aria-labelledby=\"dans-tous-les-domaines\"><p>Je souhaite <strong>une approche pluridisciplinaire<\/strong> : ma situation personnelle est analys\u00e9e en d\u00e9tail, d&rsquo;un point de vue fiscal, juridique, financier et social.<\/p><p>Je veux <strong>une vision globale<\/strong> de tous les aspects de mon patrimoine et des conseils personnalis\u00e9s.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"plan-sur-mesure\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"3\" aria-controls=\"elementor-tab-content-6543\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Plan sur mesure<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6543\" class=\"eael-accordion-content clearfix\" data-tab=\"3\" aria-labelledby=\"plan-sur-mesure\"><p>Mon plan est r\u00e9dig\u00e9 sp\u00e9cialement pour moi, <strong>en fonction de ma situation personnelle, de mes souhaits et de mes objectifs.<\/strong><\/p><p>Mais il reste mon plan personnel et laisse toute la place pour mes questions sp\u00e9cifiques ici.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"exprience\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"4\" aria-controls=\"elementor-tab-content-6544\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Exp\u00e9rience<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6544\" class=\"eael-accordion-content clearfix\" data-tab=\"4\" aria-labelledby=\"exprience\"><p>Mon planificateur financier dispose d&rsquo;<strong>une grande exp\u00e9rience<\/strong> dans le monde financier. En cas de besoin, il fait appel, si je le souhaite, \u00e0 des <strong>experts<\/strong> renomm\u00e9s de son r\u00e9seau.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"confidentialit\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"5\" aria-controls=\"elementor-tab-content-6545\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Confidentialit\u00e9<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6545\" class=\"eael-accordion-content clearfix\" data-tab=\"5\" aria-labelledby=\"confidentialit\"><p>Mon planificateur financier traite mes donn\u00e9es personnelles dans la plus grande confidentialit\u00e9.<\/p><\/div>\n\t\t\t\t\t<\/div><div class=\"eael-accordion-list\">\n\t\t\t\t\t<div id=\"correct-et-intgre\" class=\"elementor-tab-title eael-accordion-header\" tabindex=\"0\" data-tab=\"6\" aria-controls=\"elementor-tab-content-6546\"><span class=\"eael-advanced-accordion-icon-closed\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-advanced-accordion-icon-opened\"><svg aria-hidden=\"true\" class=\"fa-accordion-icon e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span><span class=\"eael-accordion-tab-title\">Correct et int\u00e8gre<\/span><svg aria-hidden=\"true\" class=\"fa-toggle e-font-icon-svg e-fas-angle-right\" viewBox=\"0 0 256 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.3 273l-136 136c-9.4 9.4-24.6 9.4-33.9 0l-22.6-22.6c-9.4-9.4-9.4-24.6 0-33.9l96.4-96.4-96.4-96.4c-9.4-9.4-9.4-24.6 0-33.9L54.3 103c9.4-9.4 24.6-9.4 33.9 0l136 136c9.5 9.4 9.5 24.6.1 34z\"><\/path><\/svg><\/div><div id=\"elementor-tab-content-6546\" class=\"eael-accordion-content clearfix\" data-tab=\"6\" aria-labelledby=\"correct-et-intgre\"><p>Mon planificateur financier fait toujours passer <strong>mes int\u00e9r\u00eats en premier<\/strong> et je dois toujours<strong> pouvoir lui faire confiance.<\/strong><\/p><\/div>\n\t\t\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c71581c e-con-full e-flex e-con e-child\" data-id=\"5c71581c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-69227fb1 e-con-full e-flex e-con e-child\" data-id=\"69227fb1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-664e4470 elementor-widget elementor-widget-heading\" data-id=\"664e4470\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Je souhaite une prise de contact sans engagement<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28f8e414 e-con-full e-flex e-con e-child\" data-id=\"28f8e414\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d005ff3 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"2d005ff3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/contacts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-down\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm0 448c-110.5 0-200-89.5-200-200S145.5 56 256 56s200 89.5 200 200-89.5 200-200 200zm-32-316v116h-67c-10.7 0-16 12.9-8.5 20.5l99 99c4.7 4.7 12.3 4.7 17 0l99-99c7.6-7.6 2.2-20.5-8.5-20.5h-67V140c0-6.6-5.4-12-12-12h-40c-6.6 0-12 5.4-12 12z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-263cfa71 e-con-full e-flex e-con e-parent\" data-id=\"263cfa71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-865769d e-con-full e-flex e-con e-child\" data-id=\"865769d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3acd40a8 elementor-widget elementor-widget-image\" data-id=\"3acd40a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.personalfinanceplanners.be\/index.php\/home\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"368\" height=\"237\" src=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/01\/Logo.png\" class=\"attachment-large size-large wp-image-75\" alt=\"\" srcset=\"https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/01\/Logo.png 368w, https:\/\/personalfinanceplanners.be\/wp-content\/uploads\/2023\/01\/Logo-300x193.png 300w\" sizes=\"(max-width: 368px) 100vw, 368px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fdf1489 elementor-shape-rounded elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"fdf1489\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-431a6ae\" href=\"https:\/\/www.linkedin.com\/company\/personal-finance-planners\/about\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5d88e694 e-con-full e-flex e-con e-child\" data-id=\"5d88e694\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1017d840 e-flex e-con-boxed e-con e-child\" data-id=\"1017d840\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23d336d3 elementor-widget elementor-widget-heading\" data-id=\"23d336d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Activit\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-508e3d58 e-flex e-con-boxed e-con e-child\" data-id=\"508e3d58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2bce0859 elementor-widget elementor-widget-text-editor\" data-id=\"2bce0859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/plan-patrimonial\/\">Plan patrimonial<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/plan-de-pension\/\">Plan de pension<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/planification-de-la-succession\/\">Plan de succession<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/scan-patrimonial\/\">Analyse du portefeuille<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/accompagnement\/\">Accompagnement<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/financial-life-coaching\/\">Financial life coaching<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/suivi\/\">Suivi\u00a0<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ca11a1c e-con-full e-flex e-con e-child\" data-id=\"1ca11a1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6bc2add4 e-flex e-con-boxed e-con e-child\" data-id=\"6bc2add4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a8f6146 elementor-widget elementor-widget-heading\" data-id=\"3a8f6146\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Personal Finance Planners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-493b76b7 e-flex e-con-boxed e-con e-child\" data-id=\"493b76b7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-eb63321 elementor-widget elementor-widget-text-editor\" data-id=\"eb63321\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/services\/\">Services<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/un-plan-financier\/\">Un plan financier?<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/approche\/\">Approche<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/contacts\/\">Contacts<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-style: inherit; font-weight: inherit; text-align: var(--text-align);\">\u00a0<\/span><\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/general\/\">G\u00e9n\u00e9ral<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41967a9d e-con-full e-flex e-con e-child\" data-id=\"41967a9d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3fbce77e e-flex e-con-boxed e-con e-child\" data-id=\"3fbce77e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-55434607 elementor-widget elementor-widget-heading\" data-id=\"55434607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Contact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-537d1515 e-con-full e-flex e-con e-child\" data-id=\"537d1515\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec64063 elementor-widget elementor-widget-text-editor\" data-id=\"ec64063\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Personal Finance Planners<\/strong><\/p><p>Planificateur financier ind\u00e9pendant<\/p><p>Reconnu par le FSMA<\/p><p>Lindendries 29, 1730 Asse<\/p><p>BE0759.991.436<\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-style: inherit; font-weight: inherit; text-align: var(--text-align);\">(+32) 0456 116924<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-style: inherit; font-weight: inherit; text-align: var(--text-align);\">info@personalfinanceplanners.be<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Planificateur financier ind\u00e9pendant, agr\u00e9\u00e9 par le FSMA Financial life coaching Pourquoi un plan financier ? Un aper\u00e7u du pr\u00e9sent Un plan financier me donne un aper\u00e7u complet de ma situation financi\u00e8re et indique comment l\u2019optimiser. Non seulement d\u2019un point de vue fiscal, mais aussi et surtout en fonction de mes souhaits et objectifs actuels. Les [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-5863","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/pages\/5863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/comments?post=5863"}],"version-history":[{"count":0,"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/pages\/5863\/revisions"}],"wp:attachment":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/media?parent=5863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}