{"id":5820,"date":"2023-03-27T18:51:26","date_gmt":"2023-03-27T18:51:26","guid":{"rendered":"https:\/\/personalfinanceplanners.be\/?page_id=5820"},"modified":"2024-10-02T10:49:21","modified_gmt":"2024-10-02T10:49:21","slug":"planification-de-la-succession","status":"publish","type":"page","link":"https:\/\/personalfinanceplanners.be\/index.php\/fr\/planification-de-la-succession\/","title":{"rendered":"Plan de succession"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5820\" class=\"elementor elementor-5820\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2589352f e-con-full e-flex e-con e-parent\" data-id=\"2589352f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7e328929 e-con-full e-flex e-con e-child\" data-id=\"7e328929\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4690e7c3 elementor-widget elementor-widget-heading\" data-id=\"4690e7c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/general\/\">Planificateur financier ind\u00e9pendant, agr\u00e9\u00e9 par le FSMA\n<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16d63387 e-con-full e-flex e-con e-child\" data-id=\"16d63387\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55d8f69d e-con-full e-flex e-con e-child\" data-id=\"55d8f69d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d5a9941 elementor-widget elementor-widget-heading\" data-id=\"3d5a9941\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/financial-life-coaching\/\">Financial life coaching<\/a><\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a7e37a9 e-con-full e-flex e-con e-parent\" data-id=\"4a7e37a9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;shape_divider_bottom&quot;:&quot;curve&quot;,&quot;shape_divider_bottom_negative&quot;:&quot;yes&quot;}\">\n\t\t\t\t<div class=\"elementor-shape elementor-shape-bottom\" aria-hidden=\"true\" data-negative=\"true\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 1000 100\" preserveAspectRatio=\"none\">\n\t<path class=\"elementor-shape-fill\" d=\"M500,97C126.7,96.3,0.8,19.8,0,0v100l1000,0V1C1000,19.4,873.3,97.8,500,97z\"\/>\n<\/svg>\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79f75b3d elementor-widget elementor-widget-heading\" data-id=\"79f75b3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-xxl\">Plan de succession<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dd1b9d elementor-widget elementor-widget-text-editor\" data-id=\"0dd1b9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Ce que vous souhaitez va-t-il \u00e0 qui vous le souhaitez?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a62db24 e-flex e-con-boxed e-con e-parent\" data-id=\"a62db24\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2b1aa6 elementor-widget elementor-widget-heading\" data-id=\"f2b1aa6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">En quoi consiste la planification de la succession?<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b40cfa e-flex e-con-boxed e-con e-child\" data-id=\"7b40cfa\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2898e7c elementor-widget elementor-widget-text-editor\" data-id=\"2898e7c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Dans une planification successorale, le plus imporant c\u2019est le r\u00e9sultat, \u00e0 savoir\u00a0: que les personnes que je souhaite h\u00e9ritent de ce que je souhaite. Il y a un certain nombre d\u2019\u00e9tapes \u00e0 suivre pour y parvenir. Tout d\u2019abord, il faut d\u00e9terminer ce qui entre dans ma succession. Ensuite, on \u00e9tablit \u00e0 qui cela revient et quel est le montant des droits de succession \u00e0 payer. Le r\u00e9sultat concret est d\u00e9fini pour chaque sc\u00e9nario.<\/p><p>En fonction de mes souhaits et de mes objectifs, des alternatives et optimisations possibles sont alors envisag\u00e9es et leurs cons\u00e9quences et r\u00e9sultats , examin\u00e9s. Mon choix d\u00e9termine les actions \u00e0 entreprendre. Les diverses alternatives peuvent conduire \u00e0 diff\u00e9rents types de donations, \u00e0 la cr\u00e9ation d\u2019une soci\u00e9t\u00e9 de personnes ou d\u2019une fondation, \u00e0 la transformation en soci\u00e9t\u00e9 patrimoniale, \u00e0 l\u2019apport de biens \u00e0 la communaut\u00e9 matrimoniale, etc.<\/p><p>Tout cela conduit souvent \u00e0 la r\u00e9daction d\u2019actes chez les notaires et de contrats de gestion chez les prestataires de services financiers. C\u2019est l\u00e0 que mon planificateur m\u2019aide \u00e0 assurer que tout est bien r\u00e9gl\u00e9.<\/p><p>Chaque \u00e9tape est pass\u00e9e au crible avec moi afin que ce que je souhaite aille \u00e0 qui je le souhaite.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9b564f5 e-flex e-con-boxed e-con e-child\" data-id=\"9b564f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3041976 e-con-full e-flex e-con e-child\" data-id=\"3041976\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c143ba elementor-widget elementor-widget-heading\" data-id=\"7c143ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9TAPE 1. D\u00e9terminer le patrimoine<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac9d45c elementor-widget elementor-widget-text-editor\" data-id=\"ac9d45c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00a0<\/p><p>Il s\u2019agit d\u2019abord de d\u00e9terminer ce qui entre dans la succession. Diff\u00e9rents actes sont utilis\u00e9s \u00e0 cet effet :<\/p><ul><li>contrat de mariage<\/li><li>actes d\u2019achat de biens immobiliers<\/li><li>donations existantes (notari\u00e9es ou non)<\/li><li>testament<\/li><li>clause d\u2019accroissement, acte de contribution maritale, etc.<\/li><\/ul><p>Le patrimoine est ensuite d\u00e9fini et une \u00e9valuation est effectu\u00e9e pour chaque \u00e9l\u00e9ment.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1e83479 e-con-full e-flex e-con e-child\" data-id=\"1e83479\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-972f784 elementor-widget elementor-widget-heading\" data-id=\"972f784\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9TAPE 2. Situation actuelle<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e7d2fc elementor-widget elementor-widget-text-editor\" data-id=\"6e7d2fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style=\"vertical-align: baseline; margin: 0cm 0cm 19.2pt 0cm;\"><span lang=\"FR-BE\" style=\"font-size: 11.5pt; font-family: 'Arial',sans-serif; color: #4b4f58;\">Nous d\u00e9terminons ensuite qui h\u00e9rite de quoi, en usufruit, en nue-propri\u00e9t\u00e9 ou en pleine propri\u00e9t\u00e9.<\/span><\/p><p style=\"vertical-align: baseline; margin: 0cm 0cm 19.2pt 0cm;\"><span lang=\"FR-BE\" style=\"font-size: 11.5pt; font-family: 'Arial',sans-serif; color: #4b4f58;\">Nous examinons ensuite qui doit payer des droits de succession et combien..<\/span><\/p><p style=\"vertical-align: baseline; margin: 0cm 0cm 19.2pt 0cm;\"><span lang=\"FR-BE\" style=\"font-size: 11.5pt; font-family: 'Arial',sans-serif; color: #4b4f58;\">Je sais ainsi combien il restera au partenaire survivant et combien ira \u00e0 mes autres h\u00e9ritiers.<\/span><\/p><p style=\"vertical-align: baseline; margin: 0cm 0cm 19.2pt 0cm;\"><span lang=\"FR-BE\" style=\"font-size: 11.5pt; font-family: 'Arial',sans-serif; color: #4b4f58;\">Si n\u00e9cessaire, un plan financier est \u00e9galement simul\u00e9 pour obtenir une vue d\u2019ensemble de la situation du survivant en termes de revenus et de patrimoine.<\/span><\/p><p style=\"vertical-align: baseline; margin: 0cm 0cm 19.2pt 0cm;\"><span lang=\"FR-BE\" style=\"font-size: 11.5pt; font-family: 'Arial',sans-serif; color: #4b4f58;\">Nous calculons \u00e9galement ensemble la situation r\u00e9sultant du d\u00e9c\u00e8s successif des deux partenaires afin de conna\u00eetre la situation finale des h\u00e9ritiers.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8deef4e e-con-full e-flex e-con e-child\" data-id=\"8deef4e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-df8f8c7 elementor-widget elementor-widget-heading\" data-id=\"df8f8c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00c9TAPE 3. <br> Optimisation <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a83fcf elementor-widget elementor-widget-text-editor\" data-id=\"2a83fcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Enfin, nous discutons ensemble des optimisations possibles :<\/p><ul><li>comment puis-je r\u00e9duire les droits de succession ? Que dois-je faire pour y parvenir ?<\/li><li>comment faire en sorte que le transfert de patrimoine se d\u00e9roule comme je le souhaite? Que dois-je faire pour y parvenir?<\/li><li>Puis-je d\u00e9j\u00e0 faire des dons et est-ce que je le fais maintenant?\u00a0 Puis-je l\u2019assortir de conditions?<\/li><\/ul><p>En fonction de mes d\u00e9cisions, le plan financier de mon\/ma partenaire est simul\u00e9 \u00e0 nouveau afin que je puisse en \u00e9valuer toutes les cons\u00e9quences.<\/p><p>Enfin, un plan d\u2019action est \u00e9tabli pour indiquer ce qui doit \u00eatre fait et dans quel d\u00e9lai. Ce plan fait l\u2019objet d\u2019un suivi d\u00e9taill\u00e9 de la part de mon planificateur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d62c28c e-flex e-con-boxed e-con e-parent\" data-id=\"4d62c28c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a7a259d elementor-widget elementor-widget-text-editor\" data-id=\"6a7a259d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un plan de succession est d\u00e9j\u00e0 possible \u00e0 partir de 1 900 euros (TVA incluse) pour un particulier et de 2 500 euros (TVA exclue) pour un ind\u00e9pendant, en fonction de la complexit\u00e9 et des objectifs.<\/p>\n<p>Toutefois, un premier entretien de pr\u00e9sentation est toujours gratuit et sans engagement. \u00c0 l&#8217;issue de cet entretien, une offre est faite, expliquant ce qui sera \u00e9labor\u00e9 dans le plan et \u00e0 quel prix. Les prix indiqu\u00e9s dans le devis sont fixes, sauf indication contraire. Les frais de d\u00e9placement et les heures de travail ne sont pas factur\u00e9s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7b1d68f2 e-flex e-con-boxed e-con e-parent\" data-id=\"7b1d68f2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-fc858f9 e-con-full e-flex e-con e-child\" data-id=\"fc858f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1dc2553f e-con-full e-flex e-con e-child\" data-id=\"1dc2553f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d286d84 elementor-widget elementor-widget-heading\" data-id=\"6d286d84\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Je souhaite une prise de contact sans engagement<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d4ab4ac e-con-full e-flex e-con e-child\" data-id=\"d4ab4ac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1661ca14 elementor-align-right elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"1661ca14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/contacts\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-down\" viewBox=\"0 0 512 512\" 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elementor-grid-0 e-grid-align-center elementor-widget elementor-widget-social-icons\" data-id=\"6ae37a59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-repeater-item-431a6ae\" href=\"https:\/\/www.linkedin.com\/company\/personal-finance-planners\/about\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2d0dbdf5 e-con-full e-flex e-con e-child\" data-id=\"2d0dbdf5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-af6a960 e-flex e-con-boxed e-con e-child\" data-id=\"af6a960\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2def7b36 elementor-widget elementor-widget-heading\" data-id=\"2def7b36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Activit\u00e9s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-118e2e72 e-flex e-con-boxed e-con e-child\" data-id=\"118e2e72\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fb4e0ec elementor-widget elementor-widget-text-editor\" data-id=\"2fb4e0ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/plan-patrimonial\/\">Plan patrimonial<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/plan-de-pension\/\">Plan de pension<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/planification-de-la-succession\/\">Plan de succession<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/scan-patrimonial\/\">Analyse du portefeuille<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/accompagnement\/\">Accompagnement<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/financial-life-coaching\/\">Financial life coaching<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/suivi\/\">Suivi\u00a0<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-645f40c5 e-con-full e-flex e-con e-child\" data-id=\"645f40c5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-a606853 e-flex e-con-boxed e-con e-child\" data-id=\"a606853\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13917701 elementor-widget elementor-widget-heading\" data-id=\"13917701\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Personal Finance Planners<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45a0fe9 e-flex e-con-boxed e-con e-child\" data-id=\"45a0fe9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41c3e32 elementor-widget elementor-widget-text-editor\" data-id=\"41c3e32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/services\/\">Services<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/un-plan-financier\/\">Un plan financier?<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/approche\/\">Approche<\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/contacts\/\">Contacts<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-style: inherit; font-weight: inherit; text-align: var(--text-align);\">\u00a0<\/span><\/a><\/p><p><a href=\"https:\/\/personalfinanceplanners.be\/index.php\/fr\/general\/\">G\u00e9n\u00e9ral<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-626daf89 e-con-full e-flex e-con e-child\" data-id=\"626daf89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-55dc52aa e-flex e-con-boxed e-con e-child\" data-id=\"55dc52aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40f78638 elementor-widget elementor-widget-heading\" data-id=\"40f78638\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-medium\">Contact<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5db61b69 e-con-full e-flex e-con e-child\" data-id=\"5db61b69\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-27dccdf3 elementor-widget elementor-widget-text-editor\" data-id=\"27dccdf3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>Personal Finance Planners<\/strong><\/p><p>Planificateur financier ind\u00e9pendant<\/p><p>Reconnu par le FSMA<\/p><p>Lindendries 29, 1730 Asse<\/p><p>BE0759.991.436<\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-style: inherit; font-weight: inherit; text-align: var(--text-align);\">(+32) 0456 116924<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-style: inherit; font-weight: inherit; text-align: var(--text-align);\">info@personalfinanceplanners.be<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Planificateur financier ind\u00e9pendant, agr\u00e9\u00e9 par le FSMA Financial life coaching Plan de succession Ce que vous souhaitez va-t-il \u00e0 qui vous le souhaitez? En quoi consiste la planification de la succession? Dans une planification successorale, le plus imporant c\u2019est le r\u00e9sultat, \u00e0 savoir\u00a0: que les personnes que je souhaite h\u00e9ritent de ce que je souhaite. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-5820","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/pages\/5820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/comments?post=5820"}],"version-history":[{"count":0,"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/pages\/5820\/revisions"}],"wp:attachment":[{"href":"https:\/\/personalfinanceplanners.be\/index.php\/wp-json\/wp\/v2\/media?parent=5820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}